Quick Answer
Korean formal and informal speech depends on your relationship, age, setting, and the respect owed to the listener. Start with polite -요 endings for most new conversations, use formal -습니다 in professional situations, and reserve casual 반말 for close friends or people who clearly invite it.
| English | Korean | Pronunciation | Formality |
|---|---|---|---|
| Hello | 안녕하세요 | ahn-NYUHNG-hah-seh-yoh | polite |
| Hello | 안녕하십니까 | ahn-NYUHNG-hah-shim-nee-kah | formal |
| Hi | 안녕 | ahn-NYUHNG | casual |
| Thank you | 감사합니다 | gahm-SAH-hahm-nee-dah | formal |
| Thanks | 고마워요 | goh-mah-WUH-yoh | polite |
| Thanks | 고마워 | goh-mah-WUH | casual |
Korean formal and informal speech is not a set of optional fancy phrases. It is a core system that signals respect, closeness, hierarchy, and social awareness. For most learners, the safest default is polite Korean ending in /jo/, while casual speech should be used only with friends, younger people, or someone who has clearly agreed to it.
Korean is spoken by roughly 82 million people worldwide, according to Ethnologue. It is the official language of both South Korea and North Korea, and it is also used by large diaspora communities across the United States, China, Japan, Central Asia, and beyond. Speech levels vary by region and generation, but respect marking remains central across Korean-speaking communities.
If you have learned /an.njʌŋ.ha.se.jo/ for hello, you have already met polite Korean. Understanding why it differs from /an.njʌŋ/ is the next step. For more greetings you can use immediately, see our guide to saying hello in Korean.

The short version: start with polite Korean
Use polite Korean when you meet someone for the first time, speak to an older person, talk to a customer or coworker, address a teacher, or enter a shop or restaurant. The most useful everyday polite style is called 해요체 /hɛ.jo.t͡ɕʰe/, literally the style built around endings in /jo/.
Use casual Korean, called 반말 /pan.mal/, with close friends, younger siblings, children, romantic partners, and peers after you have both accepted a casual relationship. It is not automatically rude, but it becomes rude when the relationship does not allow it.
The most formal style, 합니다체 /ham.ni.da.t͡ɕʰe/, belongs in presentations, public announcements, job interviews, news reports, formal business settings, and official communication. It can sound distant in a friendly conversation, but it is never disrespectful.
💡 A reliable beginner rule
When you are uncertain, choose a polite -요 ending. Using polite Korean with a close friend may sound slightly distant, but using 반말 with the wrong person can sound presumptuous or rude.
The three levels you will hear most
Korean grammar references describe more than three speech styles, but learners do not need to memorize every historical label before speaking. Ho-min Sohn's Korean Language and Yeon and Brown's Korean: A Comprehensive Grammar both show that Korean endings encode social relationships as well as sentence meaning.
The practical system is simple: casual, polite everyday, and formal. Learn to recognize all three, then build your early conversations around polite endings.
반말
반말 /pan.mal/ means casual speech. It is also called 해체 /hɛ.t͡ɕʰe/, the plain intimate style. Verbs usually lose /jo/, and sentences may end in a simple vowel or consonant ending.
Examples include /an.njʌŋ/ for hi, /ko.ma.wʌ/ for thanks, and /mi.an.hɛ/ for sorry. These can sound warm and natural among friends, but they carry an assumption of equality or closeness.
| English | Casual Korean | IPA |
|---|---|---|
| Hi | 안녕 | /an.njʌŋ/ |
| Thank you | 고마워 | /ko.ma.wʌ/ |
| Sorry | 미안해 | /mi.an.hɛ/ |
| What are you doing? | 뭐 해? | /mwʌ hɛ/ |
| I know | 알아 | /a.ɾa/ |
| Okay | 알겠어 | /al.ɡe.s͈ʌ/ |
A common learner mistake is thinking that casual speech equals slang. It does not. 반말 can be affectionate, ordinary, annoyed, playful, or confrontational depending on tone and relationship.
해요체
해요체 /hɛ.jo.t͡ɕʰe/ is the polite everyday style. It commonly uses the ending /jo/, written 요. You will hear it constantly in Korean television dramas, shops, restaurants, classes, and conversations between people who are friendly but not intimate.
Compare /ko.ma.wʌ/ with /ko.ma.wʌ.jo/. The second form adds politeness without making the conversation cold. This is why it is the best early speaking style for most learners.
| English | Polite Korean | IPA |
|---|---|---|
| Hello | 안녕하세요 | /an.njʌŋ.ha.se.jo/ |
| Thank you | 고마워요 | /ko.ma.wʌ.jo/ |
| Sorry | 미안해요 | /mi.an.hɛ.jo/ |
| What are you doing? | 뭐 해요? | /mwʌ hɛ.jo/ |
| I know | 알아요 | /a.ɾa.jo/ |
| Okay | 알겠어요 | /al.ɡe.s͈ʌ.jo/ |
The ending /jo/ is not the only marker of politeness. Word choice, honorific verbs, titles, and how you refer to yourself also matter. Still, learning /jo/ endings gives you a reliable foundation.
합니다체
합니다체 /ham.ni.da.t͡ɕʰe/ is formal deferential speech. Declarative sentences often end in /ham.ni.da/, while questions commonly end in /sɯm.ni.k͈a/ or /nik͈a/. You will hear it in broadcasts, ceremonies, military settings, formal customer service, and prepared speeches.
The phrase /kam.sa.ham.ni.da/ is a standard example. It means thank you and works politely in almost any situation, though it is more formal than the everyday /ko.ma.wʌ.jo/.
| English | Formal Korean | IPA |
|---|---|---|
| Hello | 안녕하십니까 | /an.njʌŋ.ha.ɕim.ni.k͈a/ |
| Thank you | 감사합니다 | /kam.sa.ham.ni.da/ |
| I am sorry | 죄송합니다 | /t͡ɕwe.soŋ.ham.ni.da/ |
| I understand | 알겠습니다 | /al.ɡe.s͈ɯm.ni.da/ |
| Nice to meet you | 만나서 반갑습니다 | /man.na.sʌ pan.ɡap.s͈ɯm.ni.da/ |
| Please wait a moment | 잠시만 기다려 주십시오 | /t͡ɕam.ɕi.man ki.da.ɾjʌ t͡ɕu.ɕip.ɕi.o/ |
존댓말 is more than adding 요
존댓말 /t͡ɕon.dɛ.mal/ means respectful speech. It includes polite endings, but Korean also has honorific vocabulary for referring to the person you respect. This broader honorific system is often called 높임말 /nop.im.mal/.
For example, the ordinary verb /it͈a/, written 있다, means to exist or to have. When speaking respectfully about an older person, teacher, customer, or senior, Korean often uses /kje.ɕi.da/, written 계시다. The respectful form changes the verb itself.
| Meaning | Ordinary form | Honorific form | IPA of honorific |
|---|---|---|---|
| to be, to exist | 있다 | 계시다 | /kje.ɕi.da/ |
| to eat | 먹다 | 드시다 | /tɯ.ɕi.da/ |
| to sleep | 자다 | 주무시다 | /t͡ɕu.mu.ɕi.da/ |
| to speak | 말하다 | 말씀하시다 | /mal.s͈ɯ.ma.ɕi.da/ |
| birthday | 생일 | 생신 | /seŋ.ɕin/ |
The honorific marker /ɕi/ often appears inside verbs. For example, /ka.ɕi.e.jo/, written 가세요, means please go or are you going, respectfully. It does not merely make the sentence polite toward the listener. It honors the person doing the action.
This distinction matters. If you ask a teacher whether they are eating, /sʌn.saeng.nim kɯn.jaŋ mʌk.ʌ.jo/ is grammatically understandable but socially awkward. /sʌn.saeng.nim tɯ.ɕʌ.jo/ uses the honorific verb and sounds appropriate.
🌍 Respect is relational, not simply age-based
Age matters strongly in Korean social life, but it is not the only factor. Workplace seniority, customer status, family position, academic rank, and the setting can all affect speech. A younger employee may use 존댓말 to an older colleague, while the colleague may still use polite speech in a formal workplace.
How to ask if you can speak casually
Do not switch into 반말 simply because you feel friendly. In Korean, a direct but polite conversation can establish the change.
A very useful question is /mal no.a.do twe.jo/, written 말 놓아도 돼요? It means may we drop formal speech? The literal idea is letting go of polite language. Another common question is /pan.mal hɛ.do twe.jo/, written 반말 해도 돼요?, meaning is it okay if I speak casually?
If someone says /nɛ, t͡ɕo.a.jo/, written 네, 좋아요, they are agreeing. If they continue using polite speech after that, follow their lead rather than forcing an abrupt change.
/mahl noh-ah-doh DWEH-yoh/
Literal meaning: May we put down polite speech?
“우리 말 놓아도 돼요?”
Can we speak casually with each other?
Use this with a peer after some rapport has formed. It shows that you recognize casual speech needs mutual permission.
/bahn-mahl HEH-doh DWEH-yoh/
Literal meaning: Is it okay to use casual speech?
“저희 반말 해도 돼요?”
Is it okay if we use casual speech?
This is clear and friendly, especially between people of a similar age who have just met.
The role of age, titles, and names
Korean speakers often ask age early in an informal introduction. This may feel personal to English speakers, but it helps establish the appropriate relationship and terms of address. It can determine whether people use a title, a kinship-like term, or casual language.
Titles are usually safer than first names in early interactions. Saying /sʌn.saeng.nim/, written 선생님, can address a teacher, instructor, or sometimes a professional such as a doctor. The suffix /nim/, written 님, adds respect.
Among adults, using a bare first name can sound overly direct unless you are close. Adding /ɕi/, written 씨, after a full name is a common polite option among peers, although workplace conventions differ. In a company, job titles often replace names entirely.
For romantic language, the relationship changes the rules but does not erase them. /sa.ɾaŋ.hɛ/, written 사랑해, is intimate, while /sa.ɾaŋ.hɛ.jo/ is polite and can be used with a partner in a softer, respectful tone. See how to say I love you in Korean for context-sensitive alternatives.
Why dramas can teach the wrong level
K-dramas are valuable listening material, but they concentrate emotion, conflict, romance, and family hierarchy. Characters may switch from /jo/ speech to 반말 during an argument or a sudden intimate moment. That switch is meaningful, not random.
A prosecutor, CEO, or historical character may also use styles that are more formal than daily conversation. Watch scenes repeatedly, but identify who is speaking to whom and why the ending changes. Our guide to Korean greetings at all levels can help you notice these patterns in real dialogue.
Research on Korean pragmatics emphasizes that grammar is inseparable from social context. The King Sejong Institute Foundation likewise teaches speech levels through situational use rather than isolated verb charts. A memorized ending is useful, but knowing when it fits is what makes it sound natural.
⚠️ Do not copy rude drama lines without context
Some memorable Korean lines are intentionally blunt, insulting, or aggressive. Casual endings can intensify a command or insult. If a phrase appears in an argument, check its relationship and tone before repeating it. For context on strong language, read our Korean swear words guide.
A practical conversion pattern
Many Korean verbs can be expressed at three useful levels. Learn them in sets rather than treating each form as unrelated vocabulary.
| Dictionary form | Casual | Polite | Formal |
|---|---|---|---|
| 하다 /ha.da/, to do | 해 /hɛ/ | 해요 /hɛ.jo/ | 합니다 /ham.ni.da/ |
| 가다 /ka.da/, to go | 가 /ka/ | 가요 /ka.jo/ | 갑니다 /kam.ni.da/ |
| 먹다 /mʌk.t͈a/, to eat | 먹어 /mʌ.ɡʌ/ | 먹어요 /mʌ.ɡʌ.jo/ | 먹습니다 /mʌk.s͈ɯm.ni.da/ |
| 보다 /po.da/, to see | 봐 /pwa/ | 봐요 /pwa.jo/ | 봅니다 /pom.ni.da/ |
| 있다 /it͈a/, to have | 있어 /is͈ʌ/ | 있어요 /is͈ʌ.jo/ | 있습니다 /is͈sɯm.ni.da/ |
Do not assume the formal form is always made by attaching one ending. Korean has sound changes and irregular verbs, so listening and repeated examples matter. Still, the three-column habit helps you recognize what a speaker is doing socially.
A safe plan for speaking naturally
For your first stage, build nearly all original sentences in 해요체. Learn a small set of formal expressions such as /kam.sa.ham.ni.da/ and /t͡ɕwe.soŋ.ham.ni.da/ for situations where extra respect is useful.
Then learn casual versions of familiar phrases through media, songs, or close conversations. Notice the contrast rather than trying to use every level immediately. Korean listeners generally appreciate a learner who is careful and polite.
Practice with scenes where the relationship is obvious: a customer ordering food, a student greeting a teacher, two friends texting, or colleagues in a meeting. Watching short clips repeatedly gives you the timing, facial expression, and social context that grammar tables cannot provide. You can also build a stronger foundation with our Korean pronunciation guide.
Final takeaway
Korean formal and informal speech becomes manageable when you stop treating it as a test of memorizing endings. Choose polite /jo/ speech as your default, use /ham.ni.da/ forms when the situation is official, and wait for mutual comfort before using 반말 /pan.mal/.
Respect in Korean is communicated through verbs, endings, titles, and context all at once. Start cautiously, listen for the level other people use, and adjust gradually. That approach will sound more natural than trying to sound casual too soon.
Frequently Asked Questions
Should beginners use formal or informal Korean?
What is the difference between 존댓말 and 높임말?
Can I use 안녕 with older Korean people?
Is 해요체 formal Korean?
How do Koreans decide when to switch to 반말?
Sources & References
- National Institute of Korean Language, Korean Language Information, accessed 2026
- King Sejong Institute Foundation, Korean Language Learning Materials, accessed 2026
- Ethnologue, Korean, 27th edition, 2024
- Ho-min Sohn, Korean Language, Cambridge University Press
- Jaehoon Yeon and Lucien Brown, Korean: A Comprehensive Grammar, Routledge
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